Leslie 14 March 2009 Andy, Thanks for a refreshing take on a tired subject. We all need this beast in our corner, but the subject is often almost taboo, and your approach is great. Thanks a bunch! Oh, and thanks for sharing the actual nitty-gritty, too. I’m off to take a long hard look at my own 8 page (plus addenda) beast to see if I can hone it down.